~I thought there were third-party payment systems on the iPhone already (including ones using NFC)?
And even the convenience advantage Apple Pay enjoys should be gone on the 15 Pro at least as you can map your third-party payment app to the action button.~
As blatantly anti-competitive as it may be, I don’t want to be in a position where, if I want to pay for something with my phone, I’m forced to use whatever shitty application my bank decides to implement (I’ve had banking applications just decide to stop working for a few days, for no apparent reason; there are banks that have countless applications, each doing something slightly different, with complex, oftentimes downright hostile authentication methods, involving combinations of these apps)
I like the fact that, regardless of card I use, they’re all exposed through the same simple Wallet application, that always works.
For NFC, no one really does that even on Android even though NFC is available for use. Instead, in some countries they use QR-code payments to bypass the NFC limitations that Apple imposed.
~I thought there were third-party payment systems on the iPhone already (including ones using NFC)?
And even the convenience advantage Apple Pay enjoys should be gone on the 15 Pro at least as you can map your third-party payment app to the action button.~
EDIT: I stand corrected, see replies.
Sadly not. Apple explicitly prevents payment apps from using the NFC. It’s blatantly anti-competitive and the DMA will soon open this up in the EU.
As blatantly anti-competitive as it may be, I don’t want to be in a position where, if I want to pay for something with my phone, I’m forced to use whatever shitty application my bank decides to implement (I’ve had banking applications just decide to stop working for a few days, for no apparent reason; there are banks that have countless applications, each doing something slightly different, with complex, oftentimes downright hostile authentication methods, involving combinations of these apps)
I like the fact that, regardless of card I use, they’re all exposed through the same simple Wallet application, that always works.
For NFC, no one really does that even on Android even though NFC is available for use. Instead, in some countries they use QR-code payments to bypass the NFC limitations that Apple imposed.
I’ve seen that done in Germany, and I was kind of shocked. You could only pay using NFC from the banks’ app.
Man that’s pretty stupid. I’m guessing they don’t use Visa/Mastercard and instead use a proprietary protocol?