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Joined 1 year ago
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Cake day: October 3rd, 2023

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  • I am 110% in favor of breaking the two party stranglehold. It’s long overdue. It needs to end yesterday.

    But hot fuck, this is LITERALLY THE WORST POSSIBLE TIME to vote third party. I read here and on Reddit that people are promising to vote third party because Biden hasn’t personally solved the middle east conflict or whatever, but doing that in the presidential election amounts to screaming “fuck yeah I love Trump and everything he stands for”.

    Vote Biden or vote Trump. There is no third choice. Doing literally anything else is a vote for Trump.


  • I’m a moderate. I tend to take a lot of what I read online with a grain of salt (as everyone should, but you know how that goes).

    A few months ago I decided to try X again and see for myself. I thought “what if this is just exaggerated hysterics, and the site really isn’t that bad.”

    No. It’s not exaggerated. It’s not hysterics. X / Twitter really is that bad of a dumpster fire. You can say “I don’t like Nazis” and a billion bots will accuse you of being a woke radical leftist.

    Sold my well-aged account to a scammer, haven’t looked back.




  • I agree with the sentiment. There’s a large gap between minimum wage and housing. I don’t think anybody expects to afford an ultra luxurious three-story corner penthouse loft from working full time at Taco Bell, but I do think it’s reasonable to expect to be able to afford a simple, safe, one-bedroom in good repair.

    I own so I’m completely out of touch with rent prices. I know what they were when I was renting 10+ years ago but things are a lot different now. I went on apartments.com to see if I could prove this study wrong.

    TL/DR: I could, but … not really.

    My criteria was: (1) under $1002 / month, (2) in a safe area, (3) with free parking, (4) within a 10-minute drive of at least two supermarkets, and (5) within a 20-minute drive of most of our metro area. I found multiple apartment complexes that met all those criteria, along with multiple independent rentals. All of the complexes were within the $900 - $1000 range. So … yes, technically I just proved the survey wrong. But that $100 savings doesn’t really exist.

    First, you need a car to get from there to here. That’s non negotiable. Our mass transit here sucks and you’re either going to be two hours early or 15 minutes late, and that’s assuming you have a regular, consistent schedule to work with. So let’s assume you buy a sensible 10-year-old Civic / Corolla / whatever with 90k miles in immaculate condition. I found a few options nearby for $12k, and let’s assume you talk the dealer down another $2k, you have a $2500 downpayment, and there’s no tax because we’re in magical la-la land. Let’s also assume you got zero percent interest because it’s 2003 again for some reason. A 60-month loan would be $125, or an additional 4 hours a week.

    Next, let’s talk groceries. Let’s say you are exceptionally frugal and can prepare nutritious, filling meals for yourself with only a $200 / month grocery spend. That’s an extra 7 hours of work per week.

    Next, gotta put gas in that car. Your friend, who happens to a magical elf, magically conjures up gasoline just for you for the low, low price of $2 / gallon. Wow! Combined with your extremely thrifty vehicle (and your commute, which also just happens to be entirely on interstate at 40 MPG), you only go through 10 gallons of fuel a week. At $80 / month, that’s an extra 3 hours of work per week.

    Don’t forget car insurance! Your driving record is spotless, your FICO score makes TransUnion weep like that statute of liberty from The Onion’s political cartoons, and your driving is angelic. Your full-coverage premium (because you don’t want to get hit with surprise bills) is only $75 per month. You pay in full to avoid fees, so that’s another two hours of work each week.

    Did I mention car maintenance? You do all your own oil changes, filter changes, tire rotation, everything, because you’re a frugal bastard. I don’t even know what oil costs because I’m fortunate enough to be able to pay people to do that for me, so just for the sake of making things easy, let’s say one banana ten dollars per week. Heck, let’s just round that down an hour of work per week.

    Oh and let’s make utilities super simple. That apartment includes water, sewer, trash, cable, and internet. You only have to pay electric and gas. And because it’s exceptionally well insulated and you’re very frugal with your electricity, your combined electric and gas bill is only $75 / month, averaged year round. That’s only two hours of work per week.

    You use an MVNO to save a fortune, and your phone is only $20 / month. That’s a half hour of work per week.

    And I know it’s exorbitant, but you have the audacity to want to go out once in a while. You splurge by getting the dollar menu at McDonald’s (which doesn’t exist anymore BTW) so you budget an extra $30 / month on “fun money”. That’s an extra hour a week.

    So with those extremely unrealistic and lowball numbers, you’re looking at an additional 20-ish hours of work each week. To afford that barebones and frankly impossible lifestyle, you’re looking at working 125 hours a week. That’s 18 hours a day, 7 days a week, 365 days a year, with no downtime ever. And again, I’m using impossibly low numbers here and making a lot of assumptions that will never happen.

    That’s before taxes. That assumes you never get sick. You never splurge on luxuries like “plates” or “clothing”. Your car lasts forever. You’re never a victim of crime. Your rent never increases. Inflation never happens. And you never take time to go on interviews for a better paying job.

    So yeah, I technically proved the study wrong, but not in any remotely good way.



  • Good points all around. The EU thing specifically is big. Our geography here in the US means just about everyone has somewhere to evacuate to without too much hassle, at least in terms of location. Whether they’d have a place to stay there is another matter.

    For the binder, my thought is that it’s good to think about these things ahead of time. When we’re in the heat of the moment, dealing with the stress of whatever is going on, we may not always be thinking clearly. Taking the time to think about your plans today when things are calm gives you a running start tomorrow when they aren’t.

    That said, remember the old saying: “no good plan survives first contact with the enemy”. The binder should be thought of as a guideline rather than a rigid set of instructions. Always make adjustments based on your own individual situations and risk tolerance.


  • To give a real-world example, I live near a nuclear plant. Whatever your thoughts on nuclear power, there’s a nonzero chance that I may need to evacuate someday. So here’s a slightly redacted example from my emergency binder:

    In case of an emergency at the nuclear plant, local sirens will sound a steady tone for 3-5 minutes. Phone alerts may or may not go off. All local radio and TV stations should break in with news, but the following are part of the actual emergency plan:

    • TV station #1
    • Local radio station #1
    • A few other radio stations serving the major metro areas within 100 miles

    SPECIAL NOTE: If grid power has been down for at least ten days AND a plant emergency occurs, proceed to evacuation. The plant has at least two weeks of diesel on site for their backup generators but if this can not be replenished (severe weather, severe civil unrest, sabotage, etc), the plant’s safety systems will lose power. Catastrophic events will follow.

    Follow instructions provided by civil authorities. Begin calmly and discreetly preparing for evacuation:

    1. Evaluate situation. If appropriate, invite (elderly relatives) to our place to prepare for evacuation. 1a) If inviting (elderly relatives), advise them to bring their bug-out bags. 1b) If weather is inclement, we may need to go pick them up. Do not leave the house unattended; only one adult should leave the home.
    2. Discuss with kids. Keep them calm. Offer to allow them to participate with step #s 4-7 and #9.
    3. Fill both vehicles’ gas tanks, one at a time. Park both vehicles in garage upon return.
    4. Fill water bottles with filtered potable water.
    5. Close blinds in library (our library is a small room off our foyer). Use this as staging location for supplies.
    6. Pull both pet carriers and pet bug-out bag. Stage in library.
    7. Pull all four bug-out bags. Stage in library.
    8. Continually monitor news for updates. Bias towards evacuation; it’s easier to come home after an unnecessary evacuation than to evacuate once the roads are gridlocked.
    9. Calmly and discreetly load change of clothes, laundry detergent, (my + kids’) bugout bags, and four freeze-dried food tubs in the SUV. Load (wife’s + pets’) bugout bags, one freeze-dried food tub in sedan. Load pets in SUV or sedan based on whether we’re hauling (elderly relatives)
    10. If the situation deteriorates or authorities advise, evacuate using the routes listed below. In all cases, evacuate at least 100 miles to the north or west.

    Preferred evacuation route: Take I-1234 north 45 miles to I-5678 west. Take I-5678 west 15 miles to US-2345 north. Take US-2345 north for 70 miles to the town of Sometown.

    Alternate evacuation route: (similar instructions in another direction)