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Joined 1 年前
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Cake day: 2023年7月12日

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  • Fellow home-owner, not a landlord. Not in the US but I think things are comparable.

    Your mortgage repayments are less than what you were paying in rent, okay. However, do you feel that is a reasonable comparison?

    Do you pay some sort of insurance? Property and or council taxes, rubbish removal, water and other things that you probably didn’t even know existed before becoming a home owner?

    Do you know that your roof has and average life span of 30 years? Unless yours is new, you’ll need to start thinking about it at some point, and it can be pricey, together with all the rest of planned and unplanned maintenance that comes with owning a place.

    Not really defending everything the person you are replying to said, but I think this topic too often gets simplified to monthly rent vs monthly mortgage repayments.