Years ago I had a coworker ask how I was able to travel so much because we made the same wage.
I was just like I don’t do drugs or buy drinks at a bar. I don’t own a car and my phone is cheap and paid off. I kept my expenses as low as possible to do what I liked.
Given how expensive renting is now I don’t think my frugality would have helped as much as it used to.















And no one would buy US bonds if they just cancel their debt. So their economy would collapse.