I have a “turn off the laser pointer” routine with my cat - nothing crazy, I just bring the pointer up right next to her and cover the dot, turn it off, and then pick it up and let her smell the end. The specifics don’t matter, but she knows that that routine means the laser pointer goes away, and a physical toy comes out next to give her something to actually catch.
That would basically cover my student loan payments, so it would be equivalent to loan forgiveness for me. Improve is an understatement, that would actually allow me to save money. Right now my wife and I make slightly above area median income and we’re just treading water financially. This would be a game changer. We could actually consider having a kid.