The difference probably in counting students tbh and older retirees having defined union based thingy (pre-reagan type stuff), students aren’t workers, and i assume they are around 5% of population as well, pre reagan workers would be around 5-10 years age bracket as well
The average American prole doesn’t have a 401k
the average does, unless im misremembering, around 60% are involved in some stock-based retirement thingy
Less than half https://wealthforseniors.com/retirement/what-percentage-of-americans-have-a-401k/
The difference probably in counting students tbh and older retirees having defined union based thingy (pre-reagan type stuff), students aren’t workers, and i assume they are around 5% of population as well, pre reagan workers would be around 5-10 years age bracket as well
Most students are workers now a days.
Those old pension systems are all tied to stock investment portfolios as well.