“fiance guru” isn’t a real job. Fight me.
They’re a joke, they literally produce nothing. O I made one number bigger. Congrats you’re a counter.
Finance guru vs. Jiu-jitsu guru…
We really need to start eating the parasites that talk like this. This fucking shit stain has never worked a day in it’s pathetic little life.
Ramsey was born in Antioch, Tennessee, to real estate developers.[2] He attended Antioch High School where he played ice hockey. At age 18, Ramsey took the real estate exam[2] and began selling property, working through college at The University of Tennessee, Knoxville,[2] where he earned a Bachelor of Science degree in Finance and Real Estate.[3]
Daddy gave him all he’s got and yet it’s my fault my dad was a poor artist and died young?
eat my whole asshole Ramsey
It’s always people born to wealth who feel the most entitlement.
Yeah, that bio screams, “I’ve taken the easiest path available at every step in my life.”
What part of that says “got his money from his dad”?
It says he sold property to put himself through school at age 18.
He’s born to real estate developers, probably helps tremendously with connections
My dude what 18 year old do you know that owns property?
Do you have any recipes for cooking human flesh, since you espouse cannibalism? I’m just wondering if you’re prepared to practice what you preach.
I don’t think you need specific recipes for cooking human flesh, I would think any recipe used for pork would be pretty 1 to 1
Dave Ramsey is a shitheel. His attitude toward money is obsessive and not compatible with healthy relationships or families. I would not be surprised if he were to die completely alone and unloved.
Dave Ramsey sounds like someone who has forgotten what happened last time.
Set him up with a whiteboard and feed him actual, real figures and watch him fail to explain how it would be possible to do what he’s claiming.
No financial gifts or inheritances from parents to use as a deposit, no magical income that comes from starting a business, no magical windfalls from putting house deposit savings into the stock market, just regular old income and student debt.
If he can’t do this, he should be ignored by the financial media.
Here’s a little graph I whipped up. Dave Ramsay was born in Nashville, in 1960. So he would have been a little too young to buy in 1975, but you get the general idea.
This guy was born into a wealthy family and acts like he earned it all
They always do. Its frustrating and disgusting.
Big Trump energy.
Dude thinks you can pull 8% a year from your retirement and be fine. Everything he says should be disregarded.
https://earlyretirementnow.com/2023/11/12/dave-ramsey-8-percent-withdrawal-rate/
I’m a gen x, and I don’t want to work. I mean really, who does? Who would rather work than spend time with their family and/or see the world? I work because I have to to survive.
Finance
gurugrifter Dave RamseyFTFT.
I’ve been sick of him from the first moment I met an adherent. I mentioned how I like to avoid debt and pay it down early and the person said “Oh, so you listen to Dave Ramsey?” I confessed to having no idea who they were talking about, and they swore that I was being obtuse because I couldn’t have come up with “interest sucks” on my own.
George Washington bemoaned debt
Those who are undereducated often can’t imagine that people can be truly brilliant.
Interest bad is far below brilliant
I guess we could be grading on a curve of people that view Ramsey as brilliant…
Dave “I fire people that have sex out of wedlock” Ramsey? Who cares what that religious nut have to say?
I lost all respect for Ramsey when I came across a video of him saying he wouldn’t take a 0% interest million dollar loan. His opinions on finance are outrageous and dumb.
His whole thing is being anti-debt which is probably good for some people, but some people already have no debt
Yea. I have managed to never carried debt. Without that, what’s this guy got to offer me? In fact, the only thing the guy has to offer is the simplest financial advice there is: spend less than you earn.
But then a poor person comes along and says they can’t and his only advice is ‘earn more money’. Because it’s that easy, obv.
The guy is an out of touch chode who had some privileged upper middle class kid think he was the financial messiah once for saying ‘use a budget’ and let that go to his head.
Debt comes with interest. If you don’t have to pay interest it’s free money.
Eat the rich.
I’m fine with just throwing them in a wood chipper, personally.
Feet first, of course.
We could study the psychological effects of watching one’s limbs being fed into a wood chipper.
Y’know…for science.
Dave Ramsey is a joke. Anyone who knows the basics of personal finance knows he has no idea what he’s talking about and gives advice that is downright statistically incorrect (e.g. his 8% rule nonsense).
Yes, and that’s just the start. He preaches against bankruptcy, but he himself declared bankruptcy in 1988. He claims Christianity but has been sued by female ex-employees (one was fired for being pregnant by a guy she was not married to, another was fired for coming out as gay) and is a fully batshit insane covid denier.
And while he preaches this “nObOdY wAnTs To WoRk AnYmOrE” shit, Wikipedia lists his personal value at $55 million as of 2018, which, presumably, he would never have been able to get near if he’d repaid his own debts back in 1988 instead of declaring bankruptcy like the hypocritical fuck he is.
We should teach the millionaires to fear again
I’ve always made good money, and got some good advice when I started my first job to just always put aside 10% for saving, and put that into ira/401k. I’m in my 40s now and a millionaire. I still have to work and will until retirement age.
I know I’m lucky, but you’re really barking up the wrong tree if you think simply having a million dollars makes you bad person. I’m just a saver.
Ok then let’s teach the billionaires to fear again.
Or you can start saving and investing when you’re young and be a millionaire when you retire. Compound interest is magic.
…what’s the point of becoming a millionaire when I no longer have the same energy as I used to when I could still enjoy things?
This is a really cute concept. Many people don’t have an extra $5 a day. Do you know what you get when you invest $5 a day over 12 years at a 4% interest rate? It’s not a million dollars.
Saving what, exactly? The problem is that people arent able to maintain a standard of living, meaning they can’t certainly can’t save.
Or in simpler terms, things are becoming so expensive that they are forced to decrease their standard of living to meet their needs. This isn’t a personal finance issue.
Question is, was that standard of living with in their means in the first place, Americans are in 1 trillion of credit card debt. That’s insane to me, we have a spending problem that is now seemingly worse because everything is expensive.
When you’re already more or less locked in to a lifestyle and then hit with record inflation, not everyone is going to just cancel their lives and live like a pauper, especially families. Yes many people are grossly irresponsible with credit card debt, but that isn’t the story for everyone. You’d have to be living under a rock to not see how insanely expensive life has become in the last few years. Sure people can sell off all of their possessions and move to Nebraska, but that isn’t a reasonable solution.
I hear yah, personally I cancelled a bunch of streaming apps, making all my food and coffee at home and been hitting thrift stores and estate sales for things I need. I know shits expensive, my car is a 2006 and it eats gas but I’m not falling for the new car trap.
